Text Payday Loans

Short term loans till payday


I'd like to borrow:


And I need it for:


You are borrowing £1000 (for 25 days) + interest & fees of £250 = TOTAL £1250

Text Loans

Representative APR 1294.1% (Variable)

Representative example on a loan of £260 repaid after 28 days: Total charge for credit: £318.24 in a single instalment Payable in one payment of: £318.24
Interest: £58.24
Interest rate 0.8% per day equating to 292% per annum (fixed)


Text Payday Loan is on of the reliable source to avail cash in emergency for short term! It's a popular payday loans service which can even be availed through mobile sms. It became hit in UK loan market aimed to provide quick loans deals for UK residents . The 'TEXT LOAN' is gaining popularity among salaried class and its a convienent and fast ways to obtain money through a mobile SMS. The whole process takes a couple of minutes and it is easy to apply for everyone. If you are struggling with some unexpencted financial crisis and need cash immediately in a hassle free manner then feel free to try these text loans services. Applying for Text loan means that the borrower obtains the fund exactly when he need it most! Our team is associated with the network of 40 plus lenders in UK and we are providing you right deal by matching your online application with the appropriate lender. To avail these loans, you need to sign up online by filling application form and the lender will contact you. After confirming and reviewing your application by lender, the loan may be approved by him. And the funds will be directly deposited in your bank account. Its really fast, safe and with effortless.

About Us 

we are NOT a lender - we are providing loan matching services between borrowers and lenders in UK. Here we are working with the best direct lenders in the market to find you a short-term loan. Our FREE quoting service compares 40 plus lenders quickly and finds you the lender with the lowest rate that is willing to lend to you today.

Rates from 45.3% APR to 1575% APR - we provide a no obligation quote, your APR will be based on your personal circumstances

If for any reason you choose to cancel your loan please refer to the loan agreement sent to you by your lender, cooling off periods and lender cancellation policies may vary.

Document and Credit Checks

In the excessive economic fluctuation like circumstances often happens that the credit rating of middle class person suffers a setback. And, If such a person apply for loans, their application may rejected by the lenders. We offer many alternatives to the traditional short term, payday loan, one month loan. We have healthy relationships with all of our UK lending partners which means that we can help you to find some of the best loan deals in UK online financial market.

247 Available Services

Our services are available 247 on weekdays. The cash is ready to be delivered into your bank account account now and borrower have freedom to use the gained sum of amount to spend for any purpose. Simply pay back them when you receive your next salary, note if you will be unable to repay the loan amount on time then the late payment charges may incur. Our motive is to deliver the best loan service to ensure that all of our customers get absolutely what they are searching for! Intelligent mean to get hold of money is by sending an text message with the amount that you need. The whole application process is designed to be very simple, quick and stress free.

Implications Of Non Payment :-

When you fail to repay your loan on time the penalty may imply. The implications of non-payment of your loan amount could include adverse information being included within your credit report. Please be reminded that if you do not repay your loan on time, it may affect your credit score. Nonpayment may affect your credit score and make it difficult or expensive to obtain credit in the future, in addition to further charges potentially being added by the lender. Where you miss a payment entirely, you will often incur a charge/fee that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments. So we advise that you contact the lender in the first instance.

Points To Remember:

  • Don’t borrow money if you know you will struggle to pay it back
  • Don’t ignore the situation, contact your lender as your first port of call

Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgments), or attempt to enforce, the lenders rights against you under your agreement.

Collection Process

We are not involved with the collection practices. If you feel that you will have difficulty re-paying, please contact your lender immediately. The Lenders may have available options for those borrowers who are facing difficulties in re-payment of their loan amount. In case you do not contact your lender by yourself they may have the right to forward your details onto a third party collections agency who will endeavor to recover the debt. It is advised that you must read all term, conditions and policies of lenders before siging up any loan contract with them. Most lenders will contact you by phone, letter and/or email in order to discuss the matter and rearrange the payment. You need to remember, however, that non-payment may lead to some extra charges and/or increased interest and it may also seriously affect your credit score.


Get access to compare best loan deals in UK and apply for small cash for short term around the clock 24/7. The automatic online application process means no matter where you are and what your credit rating it may be, you are eligitble to get approval for text loans in few minutes. We are always open for your convenience!


Anyone can qualify for cash via text message if your carries the following conditions.
  • »Must be UK resident above the age of 18.
  • »Having an active valid bank account in UK.
  • »Must be having regular employment since last 6 months.


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A text loan is a short-term solution to cash flow problems. You can have up to 12 months to repay the loan, exact details will be explained in the offer.

You will need to fulfill the following requirements:

Be at least 18 years old

Have held the same job for the past 30 days

Bring home at least £600 per month

Provide a home and work phone number, along with an email address

You will also need to satisfy our responsible lending requirements

If you receive Centrelink or other income you may still qualify, Just fill out the form to check

A loan up to £1000 is available. The amount loaned depends on the information that you provide and loans are subject to a an assessment of affordability and suitability.

Receiving the money from your loan is easy - it is deposited right into your bank account.

Your credit history isn't always the deciding factor. If you meet our lenders requirements, then you can be approved despite credit problems, such as bankruptcy, judgments, and other financial issues

It usually takes less than five minutes to apply for a loan through our network of 40 plus lenders. In most cases you will receive your loan money within 1 business days after approval (depending on your financial institution).

No Faxes aren't needed. The lender will contact you via the phone and documents can be sent via the internet.

With us there are no hidden costs – Our panel of lenders may charge an establishment fee on loan amount borrowed. These payday loans are designed to be repaid over a period of 12 months.

Yes, our lenders unique cost structures allow our customers to have more than one loan. Our network of lenders practices responsible lending and will only lend what you can afford to repay.

Payments are withdrawn automatically from your bank account. If you foresee having any problems making a payment please contact your lender immediately.

Please speak with your lender before your payment is late, but be aware of your lender's late payment policy before signing loan agreements.

Yes, your personal information is safe. Our site is protected by industry-recognised security standards, and all information provided is encrypted during submission.

Please speak with your lender about any further borrowings.

This will depend on each case - it can be possible in certain circumstances. Speak to your lender.

If you are unable to make the agreed upon payments to your lender, you can expect them to use any legal means possible to collect the money that is due. Defaulting on your loan may also result in higher interest rates and additional fees.

Still have a question that cannot be find here? Ask on info@textpaydayloanss.co.uk
Eligibility to Qualify for Text Loan?
Be smart by applying for Text loan to tackle with small cash crunches in emergency. To avail these mobile text loan services, borrower must UK citizen, holding a valid bank account in UK and over the age of 18 with a regualar income. Once you have applied for loan, the approval will be confirmed via sms and the funds will be (often with the 1 hour) directly transfered to the bank account, You can withdraw them immediately. Feel free to use the cash for any purpose and repay it on next payday. The text loan services are designed to be as easy and fast as possible to ensure you get the cash in a matter of minutes.
Benefits That Borrower Can Avail

The main feature of text loans is its easy and speedy approval with no hassle and minimum documentation is required. Just simply signup with lender by submitting your name, email and mobile number to register (free) and then you get an response back from the lender. In this internet age, textloan service are top hit in UK loan market and every one relies over these borrowings. You can pay off the emergency bills like - hospital bills, repair bills, telephone bills with speedy response times - the money can be got normally in under an hour.