Text Payday Loans

Short term loans till payday


I'd like to borrow:


And I need it for:


You are borrowing £1000 (for 25 days) + interest & fees of £250 = TOTAL £1250

Text Loans

Text Payday Loan is best source to avail cash in emergency for short term! Its a new short term loans service with a mobile phone and became hit in UK financial market aimed to provide instant loans deals for UK residents. The 'TEXT PAYDAY LOAN' is gaining popularity among salaried class and its a convienent and quick ways to obtain instant money through a mobile SMS in your bank account. The whole process takes a couple of minutes.

Fast and easy Approval !

If you are struggling with some unexpencted financial crisis and need cash immediately in a hassle free manner then look up into text loans services. Applying for Text loan means that the borrower obtains the fund exactly when he need it most! We offers you right deal by matching your online application with the right lender. To avail these loans, borrower's need to sign up online by filling application form, then receive a "PIN" via email from lenders, Now you need to send your loan request with "PIN" via Txt message from your mobile to that lender. After confirming and reviewing your details by lender, the funds will be directly deposited in your bank account. Its really fast, safe and with effortless.

Bad Credit Accepted & No Credit Check

In the excessive economic fluctuation like circumstances often happens that the credit rating of middle class person suffers a setback. And, If such a person apply for loans, their application are rejected by the lenders. To help such people from all these type of strugglings, We are rendering text loans for bad credit through its association with lenders. Its easy to borrow quick cash ranging from £100 to 1000 pounds despite of bad credit records with textpaydayloanss.co.uk by simply submiting your loan application. Our services are available 247 on weekdays. Compare all deals of various lenders to recieve low APR loans without faxing of documents and credit checks.

247 Available Services

The instant cash is ready to be delivered into your bank account account now and borrower have freedom to use the gained sum of amount to spend for any purpose. Simply pay back them when you receive your next salary, note if you will be unable to repay the loan amount on time then the late payment charges may incur. Our motive is to deliver the best loan service to ensure that all of our customers get absolutely what they are searching for! Intelligent mean to get hold of money is by sending an text message with the amount that you need. The whole application process is designed to be very simple, quick and stress free.


Get instant access to compare best loan deals in UK and apply for small cash for short term around the clock 24/7. The automatic online application process means no matter where you are and what your credit rating it may be, you are eligitble to get approval for text loans in few minutes. We are always open for your convenience!


Anyone can qualify for instant cash via text message if your carries the following conditions.
  • »Must be UK resident above the age of 18.
  • »Having an active valid bank account in UK.
  • »Must be having regular employment since last 6 months.


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A cash loan is a short-term solution to cash flow problems. You can have up to 12 months to repay the loan, exact details will be explained in the offer.

You will need to fulfill the following requirements:

Be at least 18 years old

Have held the same job for the past 30 days

Bring home at least $800 per month

Provide a home and work phone number, along with an email address

You will also need to satisfy our responsible lending requirements

If you receive Centrelink or other income you may still qualify, Just fill out the form to check

A loan up to $2000 is available. The amount loaned depends on the information that you provide and loans are subject to a an assessment of affordability and suitability.

Receiving the money from your loan is easy - it is deposited right into your bank account.

Your credit history isn't always the deciding factor. If you meet our lenders requirements, then you can be approved despite credit problems, such as bankruptcy, judgments, and other financial issues

It usually takes less than five minutes to apply for a loan through iWantPayday's lenders. In most cases you will receive your loan money within 1 business days after approval (depending on your financial institution).

No Faxes aren't needed. The lender will contact you via the phone and documents can be sent via the internet.

With iwantpayday there are no hidden costs – iwantpayday lenders charge an establishment fee equal to 20% of the loan amount borrowed and a 4% monthly fee of the amount borrowed. Loans are designed to be repaid over a period of 12 months. iWantpayday's lenders do not charge an interest rate.

Yes, our lenders unique cost structures allow our customers to have more than one loan. iWantpayday's lenders practices responsible lending and will only lend what you can afford to repay.

Payments are withdrawn automatically from your bank account. If you foresee having any problems making a payment please contact your lender immediately.

Please speak with your lender before your payment is late, but be aware of your lender's late payment policy before signing loan agreements.

Yes, your personal information is safe. Our site is protected by industry-recognised security standards, and all information provided is encrypted during submission.

Please speak with your lender about any further borrowings.

This will depend on each case - it can be possible in certain circumstances. Speak to your lender.

If you are unable to make the agreed upon payments to your lender, you can expect them to use any legal means possible to collect the money that is due. Defaulting on your loan may also result in higher interest rates and additional fees.

Still have a question that cannot be find here? Contact our Customer Service at
Eligibility to Qualify for Text Loan?
Be smart by applying for Text loan to tackle with small cash crunches. To avail these mobile loan services, borrower must UK citizen, holding a valid bank account in UK and over the age of 18 with a regualar income. Once you have applied for loan, the approval will be confirmed via sms and the funds will be (often with the 1 hour) directly wired to the bank account and you can withdraw them immediately. Feel free to use the cash for any purpose and repay it on next payday. The text loan services are designed to be as easy and fast as possible to ensure you obtain the cash in a matter of minutes.
Benefits That Borrower Can Avail

The main feature of text loans is its easy and speedy approval with no credit checking and no documentation is required. Just simply signup, with your a name, email and mobile number to register (free) and then you get an response back from the lender. In this internet age, textloan service are top hit in UK loan market and every one relies over these smaller fund to help themselves for pay off the emergency bills like - hospital bills, repair bills, telephone bills with speedy response times - the money can be got normally in under an hour.